Wisconsin banks continue a strong performance midway through 2026 with total assets up 11.99% year over year from June 30, 2025, to June 30, 2026.
Total deposits were up 11.52% for the same period (up 3.23% quarter over quarter). Year over year lending strengthened with volumes increasing in commercial and industrial loans, residential real estate loans, and farm loans. The Q2 net interest margin improved (3.68%) from both the prior quarter (3.58%) and the prior year (3.40%). Wisconsin banks continue to be well capitalized with strong liquidity.
Notable indicators include:
- Residential real estate loan volume showed impressive quarter over quarter results (17.29%), after a decrease last quarter, and grew year over year (7.24%).
- Farm lending increased quarter over quarter (17.01%) and year over year (12.96%) as farmers continued working through planting season.
- Commercial lending increased both quarter over quarter (6.44%) and year over year (14.01%) as commercial customers adjust to global economic changes.
- Assets in nonaccrual status saw a decrease quarter over quarter (-0.36%) but an increase year over year (19.77%) as borrowers adjust to economic pressures. Despite this annual increase, assets in nonaccrual status remain less than a half-percent of total assets held by Wisconsin banks.
